How It Works

You, the investor, are interested earning high interest lending on equity backed loans in Costa Rica and come to Gap Investors Ltda, where we present available loans. We broker the loan directly between the lender and the borrower. For home equity loans, a mortgage lien is placed on the borrower's property; for larger loans the property title is transferred in trust to the lender. Funds are then provided to the borrower. Depending on the use of funds, they would be disbursed directly to the borrower's payee (such as an existing mortgage holder on the property, or building contractor). Borrower pays interest and fees on the loan. At the loan's end, the borrower repays the principal, or refinances, either with a commercial bank or again with Gap Investors. Borrower payments are retained in a segregated account from which monthly payments are made directly to the financial institution of your choice. You gain interest on the loan and receive your principal back.