Legal Disclaimer

Terms and Conditions

The Content of this Website is owned by Gap Investors Ltda ("Gap") and is protected by copyright law, as a collective work and compilation, both in Costa Rica and abroad.

The site is designed to provide knowledge for information purposes only. The information is taken from sources believed to be reliable, and the information is believed to be accurate at the time it is posted to the Website. However, there is no way to ensure that the information is accurate at any particular moment in time. Therefore, the information is not designed to provide financial, tax planning, accounting, investment, business or legal advice, in any way whatsoever.

Gap and its subsidiaries, affiliates, contractors, agents, employees, licensors, and/or third-party Content providers are in no way responsible or liable for any damages whether they be direct, indirect, consequential, incidental, special, punitive, exemplary or general damages, contribution or indemnity, of any kind whatsoever, however caused, arising out of the use or non-availability of this Website, or reliance on the Content contained herein. This limitation of liability shall hold even if Gap, its subsidiaries, affiliates, contractors, agents, employees, licensors, and/or third party Content providers were warned of the possibility of damages referred in this disclaimer.

Although care is taken to ensure the accuracy of the information on this Website, this information may contain typographical errors and/or technical inaccuracies. Changes may be periodically made to the information herein.

"Content" includes, but is not limited to, all text, photographs, software, graphics, video and audio files and anything else contained in this Website.

"User" includes, but is not limited to, any person who is able to access this Website by any means whatsoever, including, but not limited to, legal, illegal, authorized and unauthorized means.

Forward-Looking Statements

This web site contains forward-looking information and other "forward-looking statements." These statements may be identified by their use of forward-looking terminology such as "believes", "expects", "may", "should", "would", "will", "intends", "plans", "estimates", "anticipates", and similar words. Such forward-looking statements involve risks and uncertainties that could cause actual results to differ materially from those projected. The forward-looking statements contained in this web site are made as of the most-recent update of this web site and Gap assumes no obligation to update the reasons why actual results could differ materially from those projected in the forward-looking statements.

Disclaimers

Information and documents on this website take precedence over any verbal communication provided to the investor or borrower. All information and documents needed are and will be available through the site and are correct to the best of the ability and knowledge of Gap Investors Ltda.

Gap Investors Ltda is dedicated to ensuring that the information found on this website is completely accurate. However, as with any business, there may be errors. We reserve the right to make modifications and/or enhancements to this website at anytime. THE INFORMATION, SOFTWARE, AND SERVICES FOUND ON THIS WEBSITE ARE PRESENTED "AS IS". GAP INVESTORS DISCLAIMS ANY WARRANTY OF ANY KIND. BY USING THIS WEBSITE, YOU AGREE TO DO SO AT YOUR OWN RISK. GAP INVESTORS IS NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR ANY OTHER INJURY ARISING OUT OF THE USE OF THIS WEBSITE.

COPYRIGHT © 2008 GAP INVESTORS LTDA. ALL RIGHTS RESERVED.
Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Gap Investors Ltda unless otherwise indicated.

USE OF INFORMATION AND MATERIALS
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Gap Investors' web sites and systems including but not limited to unauthorized entry into Gap's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by Gap and/or its affiliates. Investment services are not bank deposits or insured by the FDIC or other entity, and are subject to investment risks, including possible loss of principal amount invested.

LINKS
THIS SITE MAY CONTAIN LINKS TO WEB SITES CONTROLLED OR OFFERED BY THIRD PARTIES (NON-AFFILIATES OF GAP INVESTORS). GAP HEREBY DISCLAIMS LIABILITY FOR, ANY INFORMATION, MATERIALS, PRODUCTS OR SERVICES POSTED OR OFFERED AT ANY OF THE THIRD PARTY SITES LINKED TO THIS WEB SITE. BY CREATING A LINK TO A THIRD PARTY WEB SITE, GAP DOES NOT ENDORSE OR RECOMMEND ANY PRODUCTS OR SERVICES OFFERED OR INFORMATION CONTAINED AT THAT WEB SITE, NOR IS GAP LIABLE FOR ANY FAILURE OF PRODUCTS OR SERVICES OFFERED OR ADVERTISED AT THOSE SITES. SUCH THIRD PARTY MAY HAVE A PRIVACY POLICY DIFFERENT FROM THAT OF GAP AND THE THIRD PARTY WEBSITE MAY PROVIDE LESS SECURITY THAN THE GAP SITE.

NO WARRANTY.
THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED "AS IS", "AS AVAILABLE". GAP INVESTORS LTDA DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

LIMITATION OF LIABILITY.
IN NO EVENT WILL GAP INVESTORS LTDA BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF GAP, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

SUBMISSIONS.
All information submitted to Gap Investors Ltda. via this site shall be deemed and remain the property of Gap and Gap shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides Gap through this site. Gap shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Gap entity having the direct customer relationship or as otherwise specifically agreed or required by law.

AVAILABILITY
This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

ADDITIONAL TERMS
Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

GOVERNING LAW
Use of this site shall be governed by all applicable Costa Rican laws.

We Respect Your Privacy

At Gap Investors your privacy is a top priority for us and we are committed to protecting your privacy online. This Privacy Pledge outlines the steps we've taken to ensure that you have a great experience at gapinvestors.com, and also provides details on how we treat any personal information you may submit to us.

This Privacy Pledge applies to this website, gapinvestors.com. Please note that this policy applies only to sites maintained by gapinvestors.com and not to websites maintained by other companies or organizations to which we link.